Each of the templates here functions differently so that you will be able to find exactly what you need to track your expenses and your budget.

If you have trouble printing, please download the image on your desktop first and then try printing.On this page you will find a variety of budget and expense tracker templates for Google Sheets. 10 security envelopes from the dollar store. Here are the envelope downloads - one with my categories and one blank. Anyway, I’m getting off track, back to the printables. It has become a joke to us now, because he texts me seconds after I buy something like “How’s the taco?” after I swipe my card at Taco Bell. That took some getting used to! But believe it or not, now I kind of like it because it keeps me accountable for my spending, knowing he will see each silly thing. So he decided to get credit card notifications on his phone, but now every time I buy something it alerts him. Marcello uses his credit card almost solely for work and had his card number stolen several times. It also makes you accountable for your purchases too! Yikes.

Credit card notifications on your phone could also help keep track of each other’s spending. Or you could even both have envelopes with the budget amount cut in half. If you and your spouse both make infrequent purchases, maybe you could each be responsible for specific categories to avoid going over budget. I make almost all the purchases for our family, so this makes it easy to keep track of spending. I didn’t include phone, cable or utility bills because I pay them online and they don’t fluctuate drastically month to month. I have also been writing down online purchases immediately after I make them. I included categories that vary month to month on the envelope - grocery, eating out, gas, clothing, personal care (shampoo, razors, vitamins, etc.) and miscellaneous purchases. When your total reaches the limit, you stop spending!.Stick the receipt inside the envelope for your record and to make returning easy.Write down each purchase on the envelope right after you make it.Write the monthly amount that is allotted for each budget category.And that happens sometimes, but the problem is I’m still not sure exactly what went awry! Marcello and I were racking our brains and looking at statements, trying to find what we missed, but never found the answer. So I designed these budget tracker printables to keep in my purse so hopefully it won’t happen again.

Income and expense tracker printable